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Become A Smarter Health Insurance Consumer By Educating Yourself
Life is uncertain. It's one of the things that makes living great. On the other hand, it also makes it more than a little terrifying. Tomorrow, you could be lounging poolside or you could find yourself in a sudden car accident. When the unexpected happens, you want to be prepared. Health insurance is a big part of that and this article can help you to make an informed decision, so that you can get the best insurance plan for your money.
Health insurance can be expensive if you have to pay for it yourself and don't have an employer who offers a group policy. Short term medical insurance can cover you for six months to a year, while you find something else that works for you. It will protect you in the event of a major illness or injury and is often very affordable.
To help you find good insurance deals you need to do your research. Make sure that you know the regulations and the laws for the state that you live in when you are looking at purchasing health insurance. Some states may have protection for those they have a preexisting conditions but other states may not have this option so be sure to do your homework.
Young people often skip getting health insurance because they feel they're too young to get seriously ill. However, there are reasons to seek healthcare that don't involve illnesses - injuries and accidents can happen to anyone at any age. There are plans especially for younger people that can cover these types of situations, usually with a higher deductible and lower cost than conventional health insurance.
Group health insurance is generally much less expensive than purchasing coverage on your own. If you are click here self-employed, search around and see if there are any group plans you could fall under. Check with alumni associations, unions, and trade groups to see if they offer group plans under their umbrella.
Consider opening a healthcare savings plan. These plans are typically for people with high deductibles and allow you to deposit funds for later use on prescriptions and other medical costs not covered in your policy. The deposits you make are usually tax-deductible, so take advantage of this offer if your insurance company provides it.
Consider opening a healthcare savings plan. These plans are typically for people with high deductibles and allow you to deposit funds for later use on prescriptions and other medical costs not covered in your policy. The deposits you make are usually tax-deductible, so take advantage of this offer if your insurance company provides it.
With a good group health insurance plan in place, you will surely have happy and well-motivated employees. Even though purchasing group health insurance may seem like an extravagant expense, you will surely see excellent returns on your investment when you eliminate the problem of frequent employee turnover and employee dissatisfaction. Additionally, by taking care of your employees, you will be creating a work environment that you and everyone in your office will look forward to being a part of.
Orange County healthcare system is ‘in crisis’ as COVID-19 hospitalizations hit record
The number of coronavirus-positive patients flooding Orange County hospitals has hit crisis levels, prompting one official to warn that the region’s emergency medical system could be at risk of collapse unless steps are taken to alleviate the stress.
Orange County, like much of California and the nation as a whole, has been inundated with an unprecedented influx of COVID-19 patients, which has resulted in some ambulances having to wait hours to offload their patients, according to Dr. Carl Schultz, emergency medical services director for the county Health Care Agency.
The county’s healthcare system “is now in crisis resulting from an overwhelming increase in the number of COVID infected patients,” he wrote in a memo Wednesday to hospitals and ambulance and paramedic providers.
As of Thursday, there were 1,122 coronavirus-positive patients hospitalized countywide — an all-time high and more than double the number from two weeks ago. Of those, 265 people were in intensive care, according to the latest available data.
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